Checking & Investment Accounts

Minimum Balance Business Checking

Platte Valley Bank's Business Checking is a non-interest bearing account designed for businesses and for non-profit organizations with moderate checking needs. The tiered pricing matrix for this account is based upon monthly debit transactions and deposited item transaction volume.

 

Each month, your account will automatically be placed in the appropriate tier, based upon the highest level of debit transactions or deposited items in that month. This provides you with the ultimate flexibility if your business experiences substantial changes in activity from one season to another.

The maintenance charge for each tier is waived if the required minimum balance is maintained. And, Platte Valley Bank also takes into consideration your average balance when calculating monthly maintenance charges. Your full month's deposits are taken into consideration, even if your account falls below the minimum for part of the month. 

Business NOW and Business Super NOW Checking

Platte Valley Bank's Negotiable Order of Withdrawal (NOW) Account is an interest bearing account available only to those entities who qualify under regulatory guidelines. Qualifying entities include not-for-profit organizations and personally owned businesses where the owner would qualify for a NOW account.

Commercial Analysis Checking 

This is the checking service recommended for businesses with large checking and/or deposited item volume. Accounts receive credit for balances, and activity fees are based upon item volume. Commercial Analysis Checking is a non-interest bearing account designed for businesses and for non-profit organizations with moderate checking needs.  Platte Valley Bank's Account Reconciliation program, Balance Inquiry and Wire Transfer services provide data and control required to professionally manage more active accounts. 

Money Market Savings

The Money Market Savings account allows a limited number of transactions on a monthly basis. This account offers a great rate of interest on excess collected balances combined with liquidity and safety. Interest rates are paid on a tiered basis; the greater the collected account balance, the higher the earnings. 

Premier Money Market 

Earn a current market rate with insured safety by investing in Platte Valley Bank's Premier Money Market account. Join the many people who have selected this account as an important investment for their personal needs. 

High Yield. With rates reflecting national money market trends, you'll earn interest that is competitive with money market mutual funds and other money market accounts. Interest is compounded monthly, with higher collected balances earning higher interest rates.* 

You can open your Premier Money Market Account with as little as $5,000. Additional deposits can be made at any time, with interest paid based on collected balances.* 

See or call your Consumer Banker for details and current rates. 

Unlike most money market accounts, you will not be subject to any service charges or penalty fees should your collected balance fall below $5,000.* However your account will not carry interest on those days when the collected balance is less than $5,000.  

Easy Access. You can access your account by check**, in person at any Platte Valley Bank office, or with your Platte Valley ATM Card, 24 hours a day at any Platte Valley Bank ATM in Nebraska or Wyoming and at Tri-County Bank in Cheyenne, WY, or 30,000 automatic teller machine locations nationwide.**** 

*The "collected balance" on accounts is derived after all transactions have been posted to the account. The collected balance reflects only those funds which have been collected by us. 

**Subject to regulatory limitations. Ask for details. 

***Penalty for early withdrawal on CDs. 

****All transactions at Platte Valley Bank are free.  Foreign transaction surcharge fees at ATMs not owned by Platte Valley Bank will be reimbursed by us and deposited to your account. 

ÜAccounts qualifying for "Relationship Banking" benefits are those on which the depositor is the primary account holder. Some restrictions apply. 

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High Yield. With rates reflecting national money market trends, you'll earn interest that is competitive with money market mutual funds and other money market accounts. Interest is compounded monthly, with higher collected balances earning higher interest rates.* 

Unlike most money market accounts, you will not be subject to any service charges or penalty fees should your collected balance fall below $5,000.* However your account will not carry interest on those days when the collected balance is less than $5,000.