(a)  A penalty may be imposed for early withdrawal on Certificate of Deposit Accounts 
      and  IRA Certificate of Deposits. 
(b)  The interest rate and annual percentage yield may change after account opening.
(c)  Daily balance.   The amount of the principal in the account each day.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of February 4, 2008.
For current rate information call (307) 778-0021
at Vandehei Ave. or (307)638-0027 at N. College Drive.

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