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Keith Geis Appointed to ABA’s Agricultural and Rural Banking Committee
6/19 /2009
Keith Geis, President and COO of Platte Valley Bank-Wheatland, WY, was appointed to serve a three year term on the American Bankers Association ( ABA ), Agricultural and Rural Banking Committee.
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Joe Guth Elected Corporate President of Platte Valley Companies’ Wyoming Banks
6/19 /2009
Joe Guth appointed to Platte Valley Companies Corporate President of its Platte Valley Wyoming Banks.
Read More »
6/19 /2009
Keith Geis, President and COO of Platte Valley Bank-Wheatland, WY, was appointed to serve a three year term on the American Bankers Association ( ABA ), Agricultural and Rural Banking Committee.
Read More »
Joe Guth Elected Corporate President of Platte Valley Companies’ Wyoming Banks
6/19 /2009
Joe Guth appointed to Platte Valley Companies Corporate President of its Platte Valley Wyoming Banks.
Read More »
Home Loans
Purchasing a new home may be the single largest investment you will ever make. It should be an exciting and positive experience. Tri-County Bank is committed to providing you with information and guidance that is necessary to obtain a home loan in an understandable and easy process. Our professional staff understands that every individual’s situation is different. That is why we offer a multitude of programs designed to meet your individual needs and financial situation.
Tri Count Bank offers the following types of financing:
Tri Count Bank offers the following types of financing:
First Time Home Buyer Programs
Our WCDA program is a long term fixed rate loan for future home owners that have not owned a home as their primary residence in the last three years. This popular program is an excellent way to purchase your first home. Qualifying is easy and 100% financing is available. Some restrictions may apply. Contact a Tri-County Bank Mortgage Lender for more information on this excellent source of funding!
Our WCDA program is a long term fixed rate loan for future home owners that have not owned a home as their primary residence in the last three years. This popular program is an excellent way to purchase your first home. Qualifying is easy and 100% financing is available. Some restrictions may apply. Contact a Tri-County Bank Mortgage Lender for more information on this excellent source of funding!
HUD/FHA Loans
The HUD/FHA program is an excellent way to purchase a home. Because the Federal Housing Administration (FHA) insures the loan; we are able to offer you a loan with a low down payment, low closing costs, and easy qualifying terms. The FHA program allows for broader underwriting to make qualifying for a home loan much easier for some! Call a Tri County Bank Mortgage Lender for more information on this excellent loan program.
The HUD/FHA program is an excellent way to purchase a home. Because the Federal Housing Administration (FHA) insures the loan; we are able to offer you a loan with a low down payment, low closing costs, and easy qualifying terms. The FHA program allows for broader underwriting to make qualifying for a home loan much easier for some! Call a Tri County Bank Mortgage Lender for more information on this excellent loan program.
VA Loans
This is a top choice for Veterans, Active Duty Military, National Guard, and Reservists. This loan program features 100% financing on home purchases (no down payment required) and liberal qualifying terms. Let the Mortgage Lender at Tri-County Bank provide you with the information to qualify for this great loan option.
This is a top choice for Veterans, Active Duty Military, National Guard, and Reservists. This loan program features 100% financing on home purchases (no down payment required) and liberal qualifying terms. Let the Mortgage Lender at Tri-County Bank provide you with the information to qualify for this great loan option.
In House Conventional Loans
Our flexible In House Loans are tailored to individual situations. This loan features excellent rates and terms and they are serviced by our highly experienced servicing staff.
Our flexible In House Loans are tailored to individual situations. This loan features excellent rates and terms and they are serviced by our highly experienced servicing staff.
Secondary Market FHA/VA/Conventional Loans
Tri-County Bank is approved to sell mortgage loans that are originated in house on what is referred to as the Secondary Market, allowing us to offer numerous loan products at nationally competitive rates and terms. This helps US help YOU!
Tri-County Bank is approved to sell mortgage loans that are originated in house on what is referred to as the Secondary Market, allowing us to offer numerous loan products at nationally competitive rates and terms. This helps US help YOU!
Investment Property Loans
Rental property can be an excellent source of investment income. We can provide long term financing options to maximize cash flow to qualified borrowers.
Rental property can be an excellent source of investment income. We can provide long term financing options to maximize cash flow to qualified borrowers.
Construction Loans
Tri County Bank has always been a leading source for construction loan financing. Our experienced lenders are happy to discuss the construction loan process, and will guide you step by step from acquiring the land, to structuring your construction loan, to closing on the permanent loan. This is what our Lending experts do!
Tri County Bank has always been a leading source for construction loan financing. Our experienced lenders are happy to discuss the construction loan process, and will guide you step by step from acquiring the land, to structuring your construction loan, to closing on the permanent loan. This is what our Lending experts do!
Reverse Mortgages
The equity in your home becomes a liquid asset with a reverse mortgage. If you are at least 62 years of age you may qualify for a loan that frees up the equity in your home for living expenses, major purchases, or any purpose of your choice with no monthly payment. This is a loan option worth discussing with your Lender at Tri-County Bank!
The equity in your home becomes a liquid asset with a reverse mortgage. If you are at least 62 years of age you may qualify for a loan that frees up the equity in your home for living expenses, major purchases, or any purpose of your choice with no monthly payment. This is a loan option worth discussing with your Lender at Tri-County Bank!
Home Equity Loans/Second Mortgage Loans
Whether you need money for home improvements or renovations, college expenses, a vacation or any other purpose a home equity loan or second mortgage loan may be the answer. Interest rates are low and the interest you pay may be tax deductible. (Please consult your tax advisor for tax deductibility).
Whether you need money for home improvements or renovations, college expenses, a vacation or any other purpose a home equity loan or second mortgage loan may be the answer. Interest rates are low and the interest you pay may be tax deductible. (Please consult your tax advisor for tax deductibility).
Getting pre-approved takes on new importance
If you are getting ready to buy a home you probably already know that lower home prices and interest rates have made homes much more affordable. But did you know that getting pre-approved for a mortgage can help you shop for and find a home that is right for you? Here’s why:
Find out how much you can afford to spend
It is no secret that lenders have tightened standards or that loan qualifications now tend to be a little bit stricter than they were a few years ago. At Tri-County Bank we will review your income, debts, assets and credit scores to make sure we are able to lend the money you need to purchase your dream home and not face a huge disappointment when you find that perfect place, only to find out later that you do not qualify for the loan. Getting pre-approved will allow you to look at properties in your price range, shop for and potentially make an offer on a home with confidence.
Getting pre-approved will introduce you to the loan application and approval process. You will learn about different loan programs, interest rates and monthly payments. You will be a well informed shopper armed with the pre-approval letter provided to you by your Lending Professional at Tri-County Bank.
How to get pre-approved
To get pre-approved for your home loan, call Tri County Bank and ask to speak to a Mortgage Loan Officer. (You can also utilize our on line application link, come in for a visit, or shoot us an e-mail.) You will be asked a few basic questions with regard to income, debt and assets and give the loan officer written permissions to check your credit report. This will give us enough information to get you a very good idea of a qualifying loan amount. Please keep in mind that at this stage the pre-approval is preliminary and to reach full approval status we will need to complete a full loan package with signed disclosures, verified income and assets, a contract on the property, clear title work and an appraisal will need to be received. This is why we encourage you to make an appointment or stop in and visit with our loan officers. We are here to help you through this process with the goal of you understanding the entire process with the end result of homeownership. We look forward to seeing you soon!
If you are getting ready to buy a home you probably already know that lower home prices and interest rates have made homes much more affordable. But did you know that getting pre-approved for a mortgage can help you shop for and find a home that is right for you? Here’s why:
Find out how much you can afford to spend
It is no secret that lenders have tightened standards or that loan qualifications now tend to be a little bit stricter than they were a few years ago. At Tri-County Bank we will review your income, debts, assets and credit scores to make sure we are able to lend the money you need to purchase your dream home and not face a huge disappointment when you find that perfect place, only to find out later that you do not qualify for the loan. Getting pre-approved will allow you to look at properties in your price range, shop for and potentially make an offer on a home with confidence.
Getting pre-approved will introduce you to the loan application and approval process. You will learn about different loan programs, interest rates and monthly payments. You will be a well informed shopper armed with the pre-approval letter provided to you by your Lending Professional at Tri-County Bank.
How to get pre-approved
To get pre-approved for your home loan, call Tri County Bank and ask to speak to a Mortgage Loan Officer. (You can also utilize our on line application link, come in for a visit, or shoot us an e-mail.) You will be asked a few basic questions with regard to income, debt and assets and give the loan officer written permissions to check your credit report. This will give us enough information to get you a very good idea of a qualifying loan amount. Please keep in mind that at this stage the pre-approval is preliminary and to reach full approval status we will need to complete a full loan package with signed disclosures, verified income and assets, a contract on the property, clear title work and an appraisal will need to be received. This is why we encourage you to make an appointment or stop in and visit with our loan officers. We are here to help you through this process with the goal of you understanding the entire process with the end result of homeownership. We look forward to seeing you soon!
