Savings & Investments
Tri-County Bank offers a comprehensive range of savings and investment services designed with your lifestyle in mind. Whatever your investment objective, Tri-County Bank has a variety of services to meet your needs. We will be happy to review your situation and recommend a program to help you meet your financial objectives.
$100 minimum deposit to open.
Low minimum balance of $200. Available to Personal & Business Customers.Monthly service charge of $3.00 for accounts not meeting the low minimum balance of $200. Excess Activity Fee: $.50 per withdrawal over three per month.
Save money regularly and safely with Tri-County Bank’s Regular Savings account. Deposit money or withdraw your funds in any amount at your convenience.** Make your transactions in person at any Tri-County Bank. Or, use a Tri-County ATM Card to handle your deposits, withdrawals, transfers or balance inquiries at any Tri-County Bank ATM machine.
****As a special feature to individuals under the age of 18 there is no monthly service charge of $3.00. All other fees apply.
Money Market Account
$1,000 minimum deposit to open.
Low minimum balance of $1,000.Available to Personal & Business Customers.Limited check writing.**Earn interest on all your collected balance.*Earn a preferred rate on all collected balances of $2,500.00 or more.*Free Money Market checks - pack of 40.Monthly service charge $6 for accounts not meeting the low minimum balance of $1,000.Excess Activity Fee: $2.50 per withdrawal over six per statement period.
Premier Money Market Account
$5,000 minimum deposit to open.
Available to Personal & Business Customers.Limited check writing.**Earn interest on collected balance over $5,000.Earn higher rates with large balances.No monthly maintenance fee. Free Money Market checks - pack of 40.
Earn a current market rate with insured safety by investing in Tri-County Bank’s Premier Money Market Account. Join the many people who have selected this account as an important investment for their personal needs.High Yield. With rates reflecting national money market trends, you will earn interest that is competitive with money market mutual funds and other money market accounts. Interest is compounded monthly, with higher collected balances earning higher interest rates.
*You can open your Premier Money Market Account with as little as $5,000. Additional deposits can be made at any time, with interest paid based on daily collected balances. *See or call your personal banker for details and current rates.Unlike most money market accounts, you will not be subject to any service charges or penalty fees should your collected balance fall below $5,000.* However, your account will not carry interest on those days when the collected balance is less than $5,000.Easy Access. You can access your account by check**, in person at your Tri-County Bank office, or with your Tri-County ATM Card,**** 24-hours a day at any Platte Valley Companies’ ATMs or 30,000 automatic teller machines located nationwide.****
Junior Investors Savings Club
Tri-County Bank wants to encourage the education of the youth in our community to save and manage their money.
Learning how to manage money at a young age can build the foundation for good financial habits. If you want to help a child learn to save, open a Junior Investors Savings Account with them.
The Junior Investors Savings Account for students earns interest and carries no monthly balance requirements, so they are perfect for junior savers.
- For Students: Kindergarten through 12th grade.
- Minimum to open: $10.00
- Monthly Service Fee: Waived
- Interest Rate: Current savings account rate.
- Adult must be present when establishing an account.
Certificates of Deposit
$1,000 minimum deposit to open.
Tri-County Bank pays competitive rates on CDs.*** Terms are available to meet your needs.Your investment is insured up to $250,000 per category of legal ownership by the FDIC. Call or see a Tri-County Bank representative for more information.
Traditional IRAs If you are younger than age 70 1/2 for the entire tax year, and have compensation, you are eligible to establish and make an annual tax-year contribution to a traditional IRA.
Roth IRAsIs an individual retirement account that allows nondeductible contributions but features tax-free withdrawals for certain distribution reasons after a five-year holding period. The term “tax-free” means free from federal income taxes.
Simplified Employee Pension (SEP) IRAsA SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP.No Annual Custodial Fees on IRAs. Fixed IRA CD Rates and Flexible IRA Savings.For more information about Individual Retirement Accounts (IRAs) call any of our Personal Bankers.Your investment is insured up to $250,000 per category of legal ownership by the FDIC.
Health Savings Accounts
$25 minimum deposit to open.
A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents. Call or see a Tri-County Bank representative for eligibility and more information.Your investment is insured up to $250,000 per category of legal ownership by the FDIC.