Privacy and Security

Tri-County Bank-Cheyenne, WY and an affiliate of Platte Valley Financial Service Companies, Inc., a/k/a Platte Valley Companies, believes that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined as follows:

We believe the confidentiality and protection of customer information is one of our fundamental responsibilities. While information is critical to providing quality service, we recognize that one of our most important assets is our customers’ trust. Therefore, the safekeeping of customer information is a priority for Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc.

You may decide to send Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc. information, including personally identifying information. The information you supply is maintained by Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc., for the purpose of processing your request or inquiry.

We collect, retain, and use information about you only where we reasonably believe that it will help administer our business or provide products, services, and other opportunities to you. We collect and retain information about you only for specific business purposes. We collect information you might consider to be private, such as account numbers, social security number/Tax ID number, income and net worth about you from the following sources.

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates or others; and
• Information we receive from a consumer reporting agency.

At Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc., employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information. All Tri-County Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy Principles will be subject to disciplinary measures.

Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc. strives to provide you with the latest in products and services to fit your needs. In order to serve you in the most efficient manner possible, we may disclose personal and account information about you to our affiliates. An affiliate is a company we own or control, or a company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. Platte Valley Financial Service Companies, Inc. affiliates currently include: Platte Valley Bank-Scottsbluff, Morrill, Minatare & Bridgeport, NE; Platte Valley Bank-Torrington and Wheatland, WY; Platte Valley Ag Credit Co., Scottsbluff, NE;  Platte Valley Mortgage Company, Scottsbluff, NE; Platte Valley Investment Center, Inc., Scottsbluff, NE and Torrington, WY; Tri-County Bank-Cheyenne, WY; J.G. Elliott Insurance Center, Scottsbluff, NE;  McBrayer Insurance Center -Torrington, WY;  Platte Valley Insurance Center, Wheatland, WY;  and C.H. Brown Co. LLC, Wheatland, WY. We may disclose information based on our transactions and experiences with you, such as:

      Name Account Activity Payment
      Address Types of Accounts Deposit History
      Account Balances Parties to the Transaction

Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc. will not reveal specific information about customer accounts or other personally identifiable data to third parties for their independent use.

Any exceptions would be for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence, unless:

• The information is provided to help complete a customer-initiated transaction;
• The customer requests it;
• The disclosure is required by or allowed by law (e.g. subpoena, investigation of fraudulent activity, request by
  regulator, etc.  
• The customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior
  communication and is given the opportunity to decline 
  (i.e. opt out

If personally identifiable customer information is provided to an third party, we will insist that the third party adhere to similar privacy principles that provide for keeping such information confidential.

Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc. continually strives to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

If you have any questions about how Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc. protects your confidential information, please call Bookkeeping at 888-632-7004 or if local, 307-778-0021. You may also contact us through our web site "Contact Us" page at www.tricobank.com., or by e-mailing us at info@tricobank.com . When you choose to send e-mail to Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc., you are consenting to us using the information provided therein, including personally identifying information, in accordance with this notice, unless you expressly state in the e-mail your objection to any use(s). Electronic mail is not necessarily secure. You should be very cautious when sending electronic mail containing sensitive, confidential information. As an alternative, you should give consideration to sending it by postal mail.

Under the Fair Credit Reporting Act, we have a right to share information regarding our transactions or experiences with you. Unless you instruct otherwise, we also have the right to share any other information about you with our affiliates as identified under "Sharing Information" above (persons related by common ownership or affiliated by corporate control, now or in the future either directly or indirectly. This other information may include, but is not limited to, application information, credit reports from a consumer reporting agency, and any other information we have about you.

If you do not want us to share this other information with our affiliates, you may utilize the opt out methods set forth below:

You may call us at 307-778-0021 to opt out or at toll free 888-632-7004 and ask for Bookkeeping.

You may unsubscribe to Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc. mailing list, and have your data removed from our database by e-mailing
info@tricobank.com .
 

Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc. safeguards information according to established security standards and procedures, and we continually assess new technology for protection information.

Your transactions are truly safe. Tri-County Bank, an affiliate of Platte Valley Financial Service Companies, Inc. works with the leading technology partners to provide the most secure environment possible for worry-free Interest banking. You can be assured of the following security measures:

• Secure Communications
  Data is encrypted as it travels to and from your PC.  Encryption is accomplished through "Secure Sockets Layer,"
  the de facto standard for data encryption of the Internet.   This
  means your sensitive financial information cannot be deciphered by unauthorized individuals.
  
• Secure Login
  NetBANKING "IDs" and NetBANKING "PINs" (Personal Identification Numbers) separate from your account information and isolated from the Internet, where they can never be accessed or downloaded by anyone on the Internet.  In addition, because NetBANKING IDs can vary up to 12 characters, the chances of guessing a NetBANKING ID is less than one in 1,000,000,000,000!

• Secure Environment
  Our computer system does not connect directly to the Internet.  It is isolated from the network via a "firewall" -- a software and hardware product that defines, controls and limits the access that "outside" computers have to the bank's computer.  This firewall subscribes to the standards set by the NCSA (National Computer Security Association).  In other words, use of the firewall allows only authenticated bank customers or administrators to send or receive transactions through it.

• Security Reviews
  We provide continuous monitoring and auditing of all transactions originating from or outbound to the Internet.  We operate with all the rules and regulations of banking and bank security as set forth by the Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency..  We are committed to working with our communication  providers to produce the safest operating environment possible for our customers and will take advantage of evolving security enhancements

Rick Flood
President and COO
Tri-County Bank
   An Affiliate of Platte Valley Financial
      Service Companies, Inc.
421 Vandehei Avenue
P.O. Box 3260   ~     307-778-0021
Cheyenne, Wyoming 82003-3260 
 

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                Tri-County Bank
                421 Vandehei Avenue
                P.O. Box 3260
                Cheyenne, Wyoming 82003

                        info@tricobank.com